Aster Easy Care | Aster Medcity Hospital

Aster Easy Care:

Pay Aster Hospital Bills In Interest-Free* Instalments ​

You can now access the best possible medical care at all times without worrying about being financially prepared for it.

Presenting Aster Easy Care – an initiative that empowers family members of patients to pay Aster hospitals bills in interest-free*, equated monthly instalments or EMIs. Launched in association with Federal Bank, this scheme will be extremely helpful for patients without any or inadequate health insurance cover, especially during medical emergencies.

ASTER EASY CARE: FREQUENTLY ASKED QUESTIONS

Does Aster Easy Care offer 100% funding of patient’s medical bills?

No down payment is required for bills worth up to Rs.5,00,000, which translates to 100% funding of patients.

However, there will be a nominal loan processing fee of Rs.1180 (Rs.1000+GST), which will have to be borne by the borrower. This fee will be billed separately.

What is the minimum and maximum bill value?

Aster Easy Care is applicable for any medical bill worth between Rs.25,000 and Rs.5,00,000.

Can both inpatients and outpatients avail of Aster Easy Care?

Yes, both inpatients as well as outpatients can utilise this scheme for services including high-value diagnostics / procedures, day-care surgeries / procedures, emergency treatment / procedures, inpatient elective procedures / surgeries and inpatient stay.

Who will bear the interest on the loan?

Aster DM Healthcare will pay the interest component on the loan.

What is the eligibility criteria to apply for Aster Easy Care scheme?

Salaried resident Indian citizen and other non-salaried segments as mutually decided based on good credit score. Those with a CIBIL Score of 700 and above will be given preference by the bank.

What is the process of application?

Federal Bank has initiated a simple online processing system for Aster Easy Care, which will ensure that the loan application is verified and approved within two to three hours. The application can be submitted at the Aster Easy Care counter in the hospital.

Is there a security / collateral that needs to be offered against the loan?

No security or collateral is required for the loan.

What are the documents required?

If the applicant is an existing Federal Bank customer, then he or she needs to provide:

Income Proof

  1. 3 months’ salary slip - latest
  2. 6 months’ bank statement showing salary credits
  3. Details of existing loans – sanction letter, loan account statement, etc.

If the applicant is not an existing Federal Bank customer, then he or she needs to provide:

KYC Document

  1. Aadhaar Card (compulsory)
  2. PAN
  3. Proof of current address, if address different from Aadhaar: Passport, Voters ID, Driving License, NREGA Job card with address, NPR letter containing name and address

Income Proof

  1. 3 months’ salary slip - latest
  2. 6 months’ bank statement showing salary credits
  3. Details of existing loans – sanction letter, loan account statement, etc.

How should the loan be repaid?

The principal loan amount should be repaid to the bank in 6 or 12 equated monthly instalments.

In case of an emergency late in the night, how does one avail of Aster Easy Care?

There will be a dedicated 24/7 Aster Easy Care counter at the hospital.Once the required documents are submitted, the executive at the counter will initiate the online approval process and provide a clear answer within 2 to 3 hours.

Needless to say, Aster Hospitals will provide emergency treatment to patients irrespective of the bank’s approval.

Aster Easy Care helpline number at Aster Medcity: 8111998007

*Interest will be paid by Aster DM Healthcare as per terms and conditions